Sorry, you need to enable JavaScript to visit this website.



The Homeowner Assistance Fund is processing applications and payments daily. HAF makes payments directly to registered vendors - we are working diligently to get vendors registered in the DC Vendor Portal. Typically, payments for registered vendors are processed in under 120 days from application approval. For more information on payments visit the FAQs tab below or navigate to Thank you for your patience. 

A photo of multi-colored rowhouses

DC Homeowner Assistance Fund

The DC Homeowner Assistance Fund Program uses funding from the American Rescue Plan to provide grants to District Homeowners who have been affected by COVID-19 to help keep their home.

The financial assistance program is accessed via a digital portal, that serves as a one-stop shop, providing grants to District homeowners impacted by COVID-19 who are struggling with their mortgage payments and other property or housing expenses.

Need help applying?

Do I Qualify - Block D

Do I Qualify?

DC homeowners may be eligible for assistance if they meet the following general criteria:

Icon of a house with a heart inside

You are a District homeowner

Icon of an open hand receiving money

You have fallen behind on one or more of the following:

Mortgage payments
Housing Association Fees and Charges
Property taxes
Homeowners’ Insurance
Utility payments
Internet/Broadband payments
Icon of a group of people with a check mark of approval overhead

Your household is below the income limit for its size

Icon of a pen signing a piece of paper

You must have an eligible loan

If seeking mortgage assistance, your original loan amount must have been not more than the conforming loan limit.

Icon of hands overlapping

You must have experienced a COVID-19 related financial hardship

1800 Martin Luther King Jr. Avenue, SE

1800 Martin Luther King Jr. Avenue, SE
1800 Martin Luther King Jr. Avenue, SE, Washington, DC, 20020


Upcoming Events

There are no events at this time.

View Past Events >

Subscribe to haf RSS

What Do I Need - Block A

What Do I Need to Apply?

HAF is an innovative, user-friendly application that lets you easily apply for assistance from any electronic device. You will need proof of:

Icon representing an identification card

Identity and residency of homeowner applicants

Icon representing a building


Icon representing money


Icon of an open hand receiving money

Housing assistance delinquencies

What Assistance - Block B

Photos of a family looking at a laptop, an older man sitting at a table with a cup of coffee, and a mother and her older son looking at a tablet

What Assistance is Possible?

HAF provides grants to pay mortgage or other property payments to preserve homeownership and aid in wealth-building for District residents. The lifetime cap for HAF assistance is $120,000 per household. Other limits apply depending on the assistance type.

Icon representing Mortgage Assistance

Mortgage Assistance

Reinstatement (maximum assistance $100,000)
Past due mortgage payments

Payment Assistance
Up to 3 months future payments for qualified applicants

NOTE: your mortgage company must agree to participate in the program to receive mortgage assistance.

Icon of a dollar sign

Property Charges Assistance

Reinstatement (maximum assistance $100,000)
Housing Association Fees, Common Charges or Other Special Assessments
Property Taxes
Homeowner’s Insurance

Payment Assistance (maximum assistance $18,000)
Up to 3 months future payments for qualified applicants (maximum assistance $18,000)

NOTE: your housing association, condo or coop must agree to participate in the program to receive assistance.

Icon of a light bulb representing utilities

Utility Assistance

Electricity, gas, and water (maximum assistance $4,000)
Internet and broadband services (maximum assistance $1,000)

HAF Dashboard 1.5.24

What Should - Block C

What Should I Expect?

Step 1: Create a Profile and Complete Pre-Screening Questionnaire

Once you have registered, you will complete a pre-screening questionnaire. If you’re your answers indicate you are eligible to proceed, you will move on to the application. Throughout the process, you will be able to access your application and check the status at any time by signing into the application portal.

Step 2: Complete Application

When applying, you will provide information and documents about your household, income, and property. You can save your application as a draft at specific points and return to it later. However, you can complete it faster if you have all documentation ready before beginning. Please review full list of Required Documents.

You can submit pictures of your documents from your smartphone or tablet. It is essential that your documents are NOT BLURRY or CUT OFF.

If you need help along the way, the fastest option is to use the "chat feature" or email [email protected] for technical assistance. You can also find a Housing Counseling agency for a virtual or in-person appointment to complete your application at If you prefer a phone conversation, please call (202) 540-7407.

Step 3: Attend Housing Counseling

At the end of your application, you will receive contact information for a Housing Counseling agency. Applicants with select circumstances will be required to meet with a housing counselor before HAF payments are made.

However, we highly recommend all HAF applicants attend a personalized housing counseling session. Your application will continue to be processed during this time.

Step 4: Eligibility & Benefits Review

Program staff will review complete applications. If you make 60% of Area Median Income or below, your application will be prioritized in the review process.

Step 5: Provide Corrections if Necessary

If an application requires edits or additional explanation, you will be contacted via email and given 15 calendar days to submit required information.

Step 6: Eligibility Determination

You will be notified via email when an eligibility determination has been made. Appeal instructions will be included in the email, if necessary.

Step 7: Service Provider Confirms Information

Your service provider must participate in the program, register as a DC Vendor, and confirm the amount owed.

Step 8: Payments Are Issued to Service Provider

If the applicant is determined to be eligible, the payments will be made directly to mortgage servicer, insurer, District of Columbia Treasurer, utility/internet provider and/or housing association. HAF will pay the amount quoted by the organization; any discrepancies will be resolved by the homeowner and the organization.

The applicant will be notified via email when payments have been processed.